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A home warranty covers costly home repairs and replacements due to normal everyday use. It's not your homeowner's insurance policy; a home warranty is a separate contract covering repairs and replacements on systems in your home. Home warranties cover many, but not all, of your home's appliances and systems. Contract costs and coverage can vary widely, so always compare before purchasing. Boiler Heat $26 / Month, $312 / Year Cooktop $4 / Month, $48 / Year Deep Freeze $6 / Month, $72 / Year Dishwasher $6 / Month, $72 / Year Dryer $4 / Month, $48 / Year Furnace $18 / Month, $216 / Year Furnace/AC $28 / Month, $336 / Year High End Appliance $28 / Month, $336 / Year Ice Machine $6 / Month, $72 / Year Microwave $4 / Month, $48 / Year Oven $4 / Month, $48 / Year Pool Heater $12 / Month, $144 / Year Pool Pump $12 / Month, $144 / Year Refrigerator $6 / Month, $72 / Year Septic Pump $8 / Month, $96 / Year Septic Tank/Lateral Lines $20 / Month, $240 / Year Trash Compactor $4 / Month, $48 / Year Washer $6 / Month, $72 / Year Water Heater $4 / Month, $48 / Year Well Pump and Tank $8 / Month, $96 / Year Wine Cooler $6 / Month, $72 / YearHome warranties, also known as service contracts, allow homeowners to pay an annual fee for repair and replacement service of covered appliances and systems. These contracts protect homeowners from the high cost of unexpected appliance breakdowns and system failures. With a home warranty, you’ll be covered whether your refrigerator stops running or your plumbing stops up ­­ and that can save you both money and frustration. Home warranties are service contracts that promise prompt, effective service for problems with your covered home appliances and systems. They offer protection not just for your home, but for your budget and time. Home systems and appliances can break down when you least expect it ­­ and often, when your budget isn’t ready for it. A home warranty offers peace of mind.

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There is typically no charge for replacing or repairing the broken item.

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"So it a home warranty worth it?It depends.

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It is of value for consumers to understand their state's regulations for companies that offer to provide maintenance or repair services and/or coverage for related costs since some companies may be operating without proper licensing.

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Simple repairs are typically made during the first appointment.